Agency News

### What Exactly Is Ordinance or Law Coverage? So you’ve got a standard homeowners’ insurance policy. Does it cover everything? […]

Understanding the Proposed Reforms Reforming the FAIR Plan in California aims to enhance its offerings by introducing higher policy limits,

Does Standard Home Insurance Cover Sewage Backup? In short, no—it’s not included in typical California homeowners’ insurance policies. But there’s

Is Umbrella Insurance Worth It for Your Home? If you’re wondering whether to add umbrella insurance on top of your

Insurance claims involving high-value items like jewelry, cameras, or collectibles can be a daunting experience. If these possessions are only

Why Are Carriers Changing Their Strategies? Some carriers are coming back to the California market after being away. Others are

Understanding Sewer and Drain Backup Coverage Sewer and drain backup coverage is not usually included in your standard home insurance

Does your home insurance cover roof issues like settling? Yes, but understanding the details of an actual-cash-value (ACV) schedule is

Understanding Inflation-Guard Endorsements If you own a home in California, you know the importance of keeping your insurance coverage current.

The Increasing Shift Many homeowners in California find themselves on the FAIR Plan due to difficulty obtaining traditional insurance from